Chizoloŵezi chopulumutsa nthawi zambiri chimatha kusewera nkhanza, kotero ndikofunikira kudziwa ndi kumvetsetsa komwe kuli bwino kugwiritsira ntchito kwambiri kuti pasakhale mavuto m'tsogolomu.
Chikhumbo chofuna kupeza ndalama zopindulitsa kwa ndalama zochepa ndichiwerengero cha anthu ambiri. Kusunga, izi, ndithudi, ndi zabwino, koma osati nthawi zonse. Nthawi zina, mwa kuvomereza zochepa, mungathe kuwonjezera mndandanda wa mavuto omwe sungakhale ovuta kuchotsa. Tilembetsa mndandanda wa zinthu ndi zinthu zomwe zili bwino kuti zisapulumutse, chifukwa zimatsimikiziranso ndalama zomwe zimayendetsedwa.
1. Tetezani ku zosayembekezereka
Ambiri amakhulupirira kuti inshuwalansi ndi njira yokopa munthu. Ndipotu, palibe amene amadziwa zomwe zidzachitike mawa, ndipo ndithudi pangakhale zosiyana zosayembekezereka. Akatswiri amanena kuti ndizovomerezeka kuti atsimikizire mwana, galimoto, komanso zimalimbikitsa kugula ndondomeko, ndikupita kudziko lina.
2. Ndi khalidwe lokhalo logona
Kuti mukhale ndi thanzi labwino, kukhala ndi thanzi labwino ndilofunika, kotero musapulumutse pa mateti. Ngati ilo linapangidwa ndi zipangizo zotsika mtengo, izo zingayambitse ululu wammbuyo ndi mavuto aakulu ndi msana. Muyenera kusamala osati pa mtengo, koma pa khalidwe.
3. Idyani Zakudya Zakudya Zakudya
M'makampani akuluakulu, mukhoza kuona mapiritsi okhala ndi mawu akuti "zochita", omwe amawoneka kuti akuwombera ndipo nthawi zambiri amakupatsani zinthu zosafunikira. Ngati mukufuna kusunga ndi kugula zinthu pamtengo wotsika, onetsetsani kuti muwone tsiku lomaliza, chifukwa chithandizo cha poizoni ndi mavuto ena azachuma chidzapitirira kwambiri.
4. Konzani milandu
Anthu ambiri, amangomva mawu oti "kukonza" nthawi yomweyo amayamba kulingalira mitu yawo mowonjezera ndalama zomwe azigwiritsa ntchito pa zomangamanga. Ndikofunika kuti musapitirire ndalama zambiri, chifukwa zipangizo zovulaza zingagwiritsidwe ntchito popanga zipangizo zotsika mtengo, zomwe zingayambitse kukula kwa mavuto aakulu azaumoyo.
Kuika ndalama patsogolo
Anthu osowa mwayi okha ndi omwe angakhulupirire kuti zonse zidzachitika m'moyo mwa kugunda kwa wand wamatsenga. Kawirikawiri, muyenera kugwira ntchito mwakhama, nthawi zonse muwongolere chidziwitso chanu ndipo mutha kuyembekezera kupambana. Mukufuna kufika pamtunda, ndikudzipangira nokha ndalama: phunzirani zinenero zakunja, phunzirani zatsopano ndikukulitsa luso. Sikoyenera kupulumutsa, chifukwa maphunziro ndi ndalama zomwe zimabwezera mwamsanga.
6. Nsapato za galimoto
Gawo lalikulu la ndalama zomwe zimagwiridwa ndi galimoto zimapatsidwa matayala, okwera magalimoto amayesa kuchita popanda kusintha kwa "nyengo yozizira". Kupulumutsa koteroko sikulondola, popeza matayala oipa angayambitse ngozi.
7. Vuto vs latsopano
Njira yabwino yosungira ndalama ndi kugula zinthu zachiwiri, koma ngati, zovala, kapena zinyumba zingayang'anidwe kuti zikhale zapamwamba, ndiye zipangizo zam'nyumba ndi magalimoto ziyenera kugulidwa kwa anthu odalirika, popeza mungagule zinthu zomwe zidzatha masiku angapo.
8. Nsapato zabwino m'nyengo yozizira
Sizowonjezera kuti mawu akuti "khalani otentha", chifukwa hypothermia angayambitse matenda aakulu. Kuchokera pa izi, sikuyenera kupulumutsa pamene mukugula nsapato zachangu zomwe zingathe kukhalapo nthawi yaitali, zomwe zikutanthauza kuti ndalama zomwe mumagwiritsa ntchito zidzakhala zolungama.
9. Zoyesera zamankhwala
Anthu omwe amadwala amaopa kupita kwa dokotala kuti asapeze mndandanda waukulu wa mankhwala omwe ayenera kupereka ndalama zambiri. Kudzipiritsa kumakhala koopsa, monga banal ozizira ingasinthe mwamsanga kukhala chibayo. Chinthu chinanso chofuna kupulumutsira chimaphatikizapo kubwezeretsa mankhwala okwera mtengo ndi mafananidwe otchipa. Pali chiopsezo kuti chithandizo chosankhidwa chidzachita mosiyana, choncho chilichonse choyenera chiyenera kuperekedwa ndi chilolezo cha dokotala.
10. Mankhwala ayenera kukhala olondola
Mukapita ku sitolo yosungiramo zipangizo zamagetsi, mukhoza kutayika pakati pa zitsulo zamitundu yosiyanasiyana. Anthu ambiri, poyesera kusunga ndalama, amagula zinthu zosakwanira, koma kwenikweni, iyi ndi "mphaka wodula", chifukwa njira zoterozo zimaphatikizapo madzi ambiri ndi zochepetsera pang'ono. Chotsatira chake, kuti musambe mbale imodzi, muyenera kugwiritsa ntchito mankhwala ochuluka, ndipo botolo latsopano liyenera kuthamanga posachedwa.