Kuthandiza mabanja achichepere

Masiku ano, mabanja ambiri aang'ono alibe mwayi wopeza nyumba. Kawirikawiri amayenera kukwera m'nyumba ndi makolo awo, kapena kubwereka. Vutoli likhoza kuthetsedwa m'njira zosiyanasiyana. Mwachitsanzo, mabungwe ena amapereka ngongole kwa antchito awo - izi ndizo zothandizira mabanja achichepere kugula nyumba, pobwezera, antchito akuyenera kugwira ntchito kwa zaka zingapo m'gulu lino. Mungagwiritse ntchito njirayi ngati zaka 5-15 zotsatira sizidzasintha malo a ntchito. Njira ina ndi ngongole. Koma kusowa ndalama kwa chiwongoladzanja choyamba ndi chiwongoladzanja sichilola kulolera kubwereketsa ngongole monga chithandizo china chokhala ndi nyumba za mabanja achichepere.

Zomwe mungachite muzochitika zoterezi ndi momwe mungapezere thandizo kwa banja lachinyamata?

M'mayiko onse, kaya Russia, Ukraine kapena dziko lina liri ndi lamulo lothandiza mabanja achichepere kuwathandiza kusintha moyo.

Kuthandiza mabanja achichepere ku Russia

Mwachitsanzo, ku Russia, ndondomeko ya boma ikugwiritsidwa ntchito pofuna kuthandiza mabanja achichepere, olamulidwa ndi "subprogram" yokonza nyumba za mabanja achichepere "pulogalamu ya federal. Cholinga chake ndi kupereka thandizo la boma kwa mabanja achichepere pofuna kuthetsa vutoli.

Pansi pa subprogram iyi, thandizo lachikhalidwe kwa mabanja achichepere limagwiritsidwa ntchito kugula kapena kumanga nyumba.

PanthaƔi imodzimodziyo, thandizo la federa ku mabanja achichepere lingaperekedwe kwa banja lachinyamata komanso banja losakwanira limodzi ndi ana kapena ana ambiri. Pankhaniyi, zaka za okwatirana, kapena kholo limodzi mu banja losakwanira, sayenera kupitirira zaka 35. Kuti athandizidwe, banja limapereka kwa boma la kumalo komwe kuli malo osatha kugwiritsa ntchito ndi zolemba zoyenera pa kuphatikizidwa kwa magawo omwe ali nawo. Otsatirawa amalemba mndandanda, mwachidule amauza mabanja achichepere zikalata zonse zitayikidwa. Kenaka kalata yowalandila kulandira ndalama zapadera imaperekedwa. Thandizo lothandizira mabanja achichepere limapatsidwa chikalata chokha, zowonjezereka sizinaposa miyezi 9 kuchokera pa tsiku loperekedwa. Kutenga nawo gawoli ndidzipereka; thandizo kwa mabanja achichepere limaperekedwa kamodzi kokha. Chiwerengero cha phindu la chikhalidwe chimawerengedwera pa tsiku la chilembetsero ndipo sichikhala chosasintha nthawi yonseyi. Kusiyanitsa kuli kotheka pamene thandizo lachuma kwa mabanja achichepere - omwe akugwira nawo gawolo likusintha pazowonjezera, ndiko kubadwa kwa mwana mmodzi. Pachifukwa ichi, malipiro owonjezereka a anthu osachepera 5% mwa mtengo wogwiritsidwa ntchito wa nyumba amaperekedwa.

Thandizo kwa mabanja achichepere ku Ukraine

Ku Ukraine, pano thandizo lachuma kwa mabanja aang'ono limaperekedwa ngati chiwongoladzanja chokwanira cha chiwongoladzanja cha chiwongoladzanja cha ngongole kuchokera ku mabanki amalonda kuti amange ndi kugula nyumba (Lamulo la a Cabinet of Ministers of Ukraine N 853). Pa nthawi yomweyi, malamulo amasonyeza kuti banja laling'ono ndilo mwamuna ndi mkazi wosapitirira zaka makumi atatu ndi zitatu, kapena banja losakwanira lomwe mayi (abambo) omwe ali ndi zaka zoposa 30 ali ndi mwana wamng'ono (ana). Zikalata pa nkhaniyi zimaperekedwa ku ofesi ya ofesi ya Foundation. Ndipo zoterezi, nthawi zambiri zimapereka chidwi kwa mabanja akuluakulu. Chofunika kwambiri chikhoza kuchitika ndi gulu la chithandizo kwa mabanja achichepere omwe amapeza ndalama zochepa. Mabanja osauka, monga lamulo, nthawi zonse muli ndi ana ambiri. Chotsatira ndicho mgwirizano wopereka malipiro, makamaka Chiwerengero chofanana ndi mlingo wotsika wa National Bank, wogwira ntchito tsiku lomaliza mgwirizano wa ngongole.

Choncho, lamulo la onse awiri, lomwe ndilo, kuthandiza mwapadera kwa mabanja achichepere - ndicho chida chabwino chachuma chomwe cholinga chake ndi kusunga moyo, umoyo ndi moyo wa banja lachinyamata. Ichi ndi chiwonetsero cha kudera nkhawa mibadwo yotsatira ndi chitukuko cha dziko lonse.

Kwa anthu a ku Russia ndi Ukraine, chithandizo choterechi kwa mabanja achichepere ndicho choyamba kukhala ndi mwayi wokhala ndi nyumba zawo ndi kupeza chisangalalo, popanda chomwe sichingatheke kupitiliza kukhala ndi malingaliro abwino pa banja la achinyamata.