Si chinsinsi chakuti apamwamba amapeza ndalama, zimakhala zotsika komanso ndalama zambiri sizingabwere. Ambiri angakonde kudziwa momwe angakhalire ndi zachuma komanso mwakhama, pambuyo pake, nthawi zambiri amadziwa kuti amatayira ndalama , kuzigwiritsa ntchito pazinthu zomwe zingatheke popanda.
Kodi mungaphunzire bwanji kukhala mochepa ndi kusunga ndalama?
Timadya pang'ono. Ngati ndalama zilipo phindu la ndalama, ndipo zosowa zanu zikukula nthawi zonse, m'pofunika kuti muyambe kuyendetsa bwino chuma chanu. Choyamba, musamadye kunja kwa nyumba, kuwonetsa mitundu yonse ya migahawa ndi malesitilanti, koma kwa iwo omwe akukonzekera kale chakudya, mukhoza kupereka malingaliro ogula malonda kwa mitundu yonse ya kuchotsera ndi kutulutsidwa ndikusiya zowonjezera. Zipatso ndi ndiwo zamasamba ziyenera kugulidwa kokha ndi nyengo ndipo ziyenera kusungidwa kuti zigwiritsidwe ntchito mtsogolo - zosungidwa kuti zisungidwe mufiriji kapena zamzitini.
Zovala ndi zosangalatsa. Anthu omwe ali ndi chidwi chophunzira momwe angakhalire azachuma akhoza kulangizidwa kuti avale ndi opanga katundu. Kachilinso, kugula zovala zotsatsa ndi kukwezedwa, kapena bwino kupezeka m'masitolo achiwiri kapena opangira ntchito. Ngakhale kuvala ana okha kumeneko, mukhoza kupulumutsa zambiri. Komabe, kufuna kudziwa momwe tingakhalire ndichuma komanso molondola, sitiyenera kutaya zosangalatsa. Pakalipano muyenera kuyesetsa kusangalala ndikugwiritsa ntchito nthawi yanu yopanda ndalama popanda kugwiritsa ntchito ndalama. Mwachitsanzo, kuyendera nyumba zosungiramo zojambulajambula ndi maulendo pa masiku ndi ufulu wolowera, kugula makonti ku malo owonetsera, kukongola kwa salons ndi malo odyera, kutenga maphunziro pa masukulu akuluakulu, ndi zina zotero.
Kodi mungapulumutse chiyani? Zitsanzo zonse zaulere ndi zitsanzo zingathe kulamulidwa pa intaneti, ndi mabuku owerengedwa pa piritsi, ndipo osagula zojambula. Ponena za mankhwala, mankhwala osokoneza bongo amtengo wapatali nthawi zonse amakhala ndi anthu apakhomo, omwe ndi otchipa, ndipo ndimachita zomwezo. Ndipo nkofunika kwambiri kusunga ndalama tsiku lililonse pa "tsiku lakuda", ndiye mukhoza kugula chinthu chofunika.