Kodi mungasunge bwanji ndalama?

Mukufunadi kusunga ndalama pa kugula kulikonse, kapena mwinamwake kupuma, galimoto, nyumba , ukwati, palimodzi, chirichonse. Koma inu simungakhoze kuchita izo? Ziri bwino! Lero tidzakayankha funso lanu: "Kodi mungapulumutse bwanji ndalama?" Komanso, tikukuuzani momwe mungasungire ndalama zambiri!

Kuti mukwaniritse maloto anu simudzasowa kugula ndikusinthira kopeck iliyonse, yomwe ndi imodzi mwa njira. Mukungoyenera kukhazikitsa ubale wanu ndi ndalama , ndiko kuti, kumvetsetsa ndalama ndikutsatira malangizo athu osavuta momwe mungasunge ndalama:

1. Choyamba, dzipire nokha. Izi ndizo, kuyamba kuganiza ngati makina akuluakulu a ndalama padziko lapansi: "Yambani kulipira misonkho yonse, ndipo likulu la otsala lichite zomwe mukufuna." Ndalama zanu zonse zimakhazikitsidwa mwaokha ngati mumayika ndalama, ndikupita kukagula. Mmodzi akungofuna kuyimitsa ndalamazo, ndipo muyiwala kwanthawizonse mawu akuti "ndalama yodula ndikupulumutsa".
2. Konzani zonse zomwe mumagula. Musagwiritse ntchito theka la malipiro anu pa nsapato kapena mini-bikini , yomwe ikukuyang'anirani kuchokera ku counter of a boutique. Pambuyo pake, choonadi ndi bwino kugula nsapato zomwezo ndi kusambira kwa malonda, komanso kuti ndalama zambiri zifike panyanja. Mwa njira, monga za kuchotsera! Nthawi zambiri amapewa bwino. Chowonadi n'chakuti atatha kuwona chikwangwani chokopa "Chenjerani! Kuchotsera! "Ife timatembenukira kukhala zombies. Anthu amayamba kugula chinthu chomwe sichifunikira. Mwachitsanzo, mungaganize kuti simungathe kupatula tsiku lopanda mazira otentha kuti mukasungunuke kapena kunena, nsapato zosafunika kwenikweni kuti mukhale m'chilimwe, koma ngati simunaperekenso simungaganize kuti mumagwiritsa ntchito ndalama zambiri " ".
3. Musauze aliyense kuti wasankha kusunga ndalama. Kodi mungasunge bwanji ndalama? Modzichepetsa, wokondedwa wanga, mu chete! Ndalama zimakhala nthawi zonse ndipo zonse zimafunika ndipo palibe amene angakane kulandira ndi mphamvu zochepa. Nthaŵi zonse zimakhala zophweka kupempha ngongole kuchokera kwa mnzanu kuchokera ku banki ya nkhumba kwa nthawi yosatha, m'malo mopeza ndalama. Mukulifuna? Pezani moyo wanu. Musamuwuze aliyense za banki yanu ya nkhumba. Kafukufuku wasonyeza kuti amamilioni a ku America samapita ku malesitilanti okwera mtengo ndi mabitolo. Kuwonjezera apo, amakhala m'madera osiyana ndipo anthu oyandikana nawo nthawi zambiri sazindikira kuti mamilioni amakhala pafupi nawo.

Kodi mungapulumutse bwanji galimoto?

Kuti muyankhe funso lakuti "ndingapeze bwanji ndalama pagalimoto?" Choyamba muyenera kusankha pa galimotoyo ndi mtengo wake. Sikophweka kusunga ndalama, koma sikuti iwe ukhoke kapena kutenga ngongole. Pali njira zambiri zochotsera mkhalidwe uno. Mwachitsanzo, mukhoza kupeza zina zowonjezera ndikuziika pamakina. Ngati mulibe mwayi wotero, mudzafunika kusunga malipiro anu.

Konzani khadi lapadera la banki, limene mwezi uliwonse mudzaikapo ndalama zina. Sankhani Dziwani nokha ndalamazi ndikuti, mwezi uliwonse pa tsiku la khumi, lembani khadi lanu "lokwanira". Chinthu chofunika kwambiri apa ndikumamatira pa ndandanda. Mtima wosayenerera sungakuthandizeni kusunga ndalama zofunikira, ndipo ngati mwezi uno muikapo osachepera chikwi, mukuyembekeza kuti mutha kuziphimba, ndiye kuti simungathe kupeza chinachake.

Kodi ndingasunge bwanji ndalama pagalimoto mofulumira? Musalole kuti mulole kutenga ndalama kuchokera ku banki ya nkhumba, ndiyeno pang'onopang'ono mudzafika pamaloto anu ndikukhulupirira ine, posachedwa mudzayenda pa galimoto yanu yatsopano kuti mukakumane ndi mphepo.