Sikunatchulidwe kuti pafupifupi mphindi iliyonse anafunsa funso: "Ndiyenera kuchita chiyani ngati ndilibe ndalama tsopano?" Ndipotu, aliyense amafuna kukhala ndi moyo wa maloto awo, ndipo nthawi zina anthu amathera kangapo kuposa momwe angafunire zofuna zawo. Izi zimayambitsa vuto lachuma, pamene mulibe zopanda pake m'thumba lanu, mulibe chiyembekezo mumtima mwanu, ndipo mutu wanu umagawanika kufunafuna ndalama zatsopano.
Kodi mungatani ngati mulibe ndalama zokwanira?
Kukhala ndi chikhumbo sichiri chitsimikizo kuti khadi lanu la banki lidzawonjezeredwa ndi kuchuluka kwa ndalama zoyembekezeredwa m'masabata akudza. Kotero, inu muli ndi chikhumbo ndipo cholinga chiyenera kuwoneka. Dzifunseni nokha choti muchite, zomwe mungachite kuti mukwaniritse cholinga . Kotero, yang'anani moyenera pa moyo wanu. Simukukhutira ndi ntchitoyi, ndipo malipiro ali okwanira kuti akwaniritse zochepa zomwe mukufuna? Kodi mwakonzeka kusiya zonsezi ndikugwira ntchito molimbika mwamsanga? Ayi? Kenaka dziwani kuti simungakwanitse kuchoka pa malo anu otonthoza. Kumbukirani mawu a Jeff Keller, mlembi wa dziko lopambana kwambiri "Maganizo" amatanthauzira chirichonse ", yemwe anati ndikumbuyo kwa malo otonthoza omwe kusintha kweniyeni komwe kuli kotheka.
Zindikirani zomwe mukufuna komanso funso: "Nanga bwanji ngati ndikusowa ndalama?" Onjezeranso chimodzi: "Kodi ndimakhulupirira mwa ine ndekha, kuti ndichite zomwe ndikufuna?". Osati kokha mwadzidzidzi, koma mozindikira ndikuyesera moyo wabwino.
Pezani zolinga. Kotero, kodi mukufuna kukhala munthu wolemera, wotetezeka pa zachuma? Chabwino, ndiye talingalirani kuti ndinu kale kale. Kuyambira pa izi, yesetsani kukhala ndi makhalidwe ofunikira (chilango, mphamvu, zolinga, khama lamphamvu, etc.)
Tangoganizirani moyo umene uli wosiyana kwambiri ndi wanu weniweni. Komanso, khalani maximalist. Yesetsani kupeza ndalama zambiri, ndipo motero, gwiritsani ntchito njira zosagwirizanitsa, kupititsa patsogolo umoyo wanu. Ndi mphamvu zanu zonse, yesetsani kusamukira ku siteji yatsopano.
Kodi mungatani kuti mupange ndalama?
Kusintha kumayenera kuchitika, choyamba,
Kodi ndichite chiyani kuti ndipeze ndalama?
Tsiku lililonse, pafupi mphindi 10 patsiku, perekani zowonetsera. Tangoganizani nokha zomwe munkafuna kukhala. Kutaya maganizo okhudza momwe mungakhalire opanda ndalama tsiku lina, ndi zina. Nenani kutsimikizira kuti : "Ndine wolemera komanso wopambana." Ndiyeno inu, ngati kuti muthamanga, mumaganizira zanu, zomwe zingakuthandizeni kuti mupeze ndalama zoyenera.