Kuyambira kalekale, anthu agwiritsa ntchito zizindikiro zosiyanasiyana za anthu zomwe zathandiza kuti apeze mwayi komanso kusintha ndalama zawo. Zonsezi "zinsinsi" ndi zophweka komanso zofikira aliyense. Kuti mutenge zomwe mukufuna, mtengo wapatali uli ndi chikhulupiriro mu zotsatira zabwino.
Momwe mungakopezere ndalama kunyumba - zizindikiro za anthu
Pali zikhulupiliro zambiri zimene ziyenera kuchitidwa kuti zikope ulemelero:
- Ngati munthu awonetsa mbalame, ayenera kuyembekezera phindu.
- Kukhala ndi ndalama mnyumba, tsache limayenera kuima ndi mantha.
- Musasunge ndalama ndipo nthawi zonse mupereke mphatso zachifundo. Kumbukirani kuti zoperekedwazo zidzabwerera kawiri.
- Simungathe kunyamula ndalama m'thumba lanu, chifukwa ndikofunika kusunga dongosolo, ndipo ndalamazi zimapangidwa.
- Kuti mutenge ndalama mwamsanga m'nyumba, mutalandira malipiro, nkofunika kuti mubweretse kunyumba kwanu bwinobwino. Ndalama zonsezo ziyenera kukhala usiku wonse kunyumba.
- Mu chikwama pamenepo payenera kukhala dongosolo, ndiko kuti, ngongole zimafalikira ndendende ndikukwera dongosolo. Osasunga chikwama chako cha chikwama, mapepala osiyanasiyana ndi zinyalala zina.
Kodi mungakope bwanji ndalama pa Lachinayi woyera?
Pofuna kuthetsa vuto lanu lachuma, muyenera kuwerengera ndalama zonse mnyumba lero, izi zikugwiritsidwa ntchito ku bili ndi ndalama. Ndalama imawerengedwa katatu: dzuŵa likatuluka, limabwera masana. Ndikofunika kuti wina asaone momwe mumamvera ndalama.
Kodi mungakope bwanji ndalama ku mwezi ukukula?
Pali mwambo wophweka womwe umathandiza kukopa ndalama. Usiku, pamene mwezi udzawala mlengalenga, muyenera kutenga chikwama chanu ndi ndalama, mutsegule ndikuchiyika pansi pa kuwala kwa mwezi kwa mphindi zingapo.
Mwambo wina umachitika tsiku loyamba la mwezi ukukula. Tengani ndalama zitatu, ndipo ulemu wawo ulibe kanthu, ndipo uwaike pansi pa khomo la kutsogolo. Panthawi imeneyi ndikofunika kunena mawu awa:
"Golide, siliva ndi siliva, pakhomopo, pakhomo lino, pita kunyumba iyi."
Kodi ndi thumba la mtundu wanji limene limakopa ndalama ndi mwayi?
Popeza thumba la ndalama ndilo nyumba yosungiramo ndalama, ndikofunikira kuti musankhe bwino ndipo choyamba muyenera kuonetsetsa mtundu. Mtundu wa chuma ndi wobiriwira. Chikwama choterocho sichidzangowonjezera ndalama zokha, komanso kuthandizira kuti azigwiritsa ntchito bwino ndalama zawo. Anthu ambiri ali ndi chidwi, thumba lachikwama lofiira limakopa ndalama kapena kukhumudwitsa ndalama, kotero mtundu uwu umatenga ndalama mphamvu. Pachifukwa ichi, thumba la ndalama likufuna kuti bili mmenemo zikhale zogona, ndikukwera. Misonkho yofiira yofiira sikuvomereza kachikwama. Kwa amuna, thumba la bulauni ndiloyenera.