Kulipira katundu ndi malonda m'masitolo popanda ndalama ndalama zakhala zofala kwa anthu ambiri amakono. Zosasamala zoterezi sizikhazikitsanso anthu omwe ali ndi makadi a banki okha, komanso omwe ali ndi mabungwe amalonda, popeza ali ndi ubwino wambiri. Ndi chiyani - kupeza ndi phindu lake kuti mudziwe.
Kodi kupeza ntchito?
Kodi malonda akupeza ndi momwe amachitira sikuti aliyense amadziwa. Mawuwa amamveka ngati malo osokonezeka m'sitolo, ndiko kuti, kulipira katundu osati ndalama, koma ndi khadi la banki. Kuchokera ku Chingerezi, mawuwa amatembenuzidwa kuti "kupeza" - kulemba ndalama kuchokera ku akaunti kuti kugula katundu kapena ntchito zoperekedwa. Njirayi ikugwiritsidwa ntchito pogwiritsa ntchito chithandizo chapadera.
Kupeza - ubwino ndi chiwonongeko
Njira iyi ndi yopindulitsa kwa anthu amasiku ano. Tikupempha kuti tipeze ubwino wopeza. Ambiri amatcha ubwino woterewu kuti:
- Kuwonjezeka pa malonda - malinga ndi chiwerengero, atakhazikitsa malo ogulitsira malo ogulitsira kapena malo ogulitsa, malonda akuwonjezeka ndi makumi awiri kapena makumi atatu peresenti.
- Chizoloŵezi kwa makasitomala - wogula sangathe kunyamula zambiri ndi iye, mumangofunika kukhala ndi khadi la banki ndikudziŵa code yake ya pini.
- Makhalidwe abwino kwa eni ake - mgwirizano ndi mabanki ogula amapereka mpata wokhala nawo mbali pulogalamu yamakono.
- Chitetezo kwa malo ogulitsa - poika malo otetezeka, kuthekera kwa kupeza malingaliro onyenga sikuchotsedwa.
Osati ochuluka kwambiri, koma kukhala nawo ali ndi zovuta zake:
- Mavuto mu terminal.
- Kufunika kukumbukira nthawi zonse khodi ya pini, popanda zomwe simungathe kugula.
- Kulephera kugula malo omwe zipangizo siziikidwa.
Kupeza - Mitundu
Ndizozoloŵera kusiyanitsa mtundu woterewu:
- Kugulitsa ndi ntchito imene mabanki amapereka kuti agulitse malonda. Ndi chithandizo chake, aliyense wogwiritsa ntchito khadi sangathe kulipira malipiro, koma khadi la banki. Ndi yabwino kwa ogula komanso mabungwe amalonda.
- Kupeza intaneti kuli zofanana kwambiri ndi malonda, koma palibe mabwenzi pakati pa wogulitsa ndi wogula, popeza malonda onse akugulitsidwa pa intaneti.
- Mobile - ikuchitika kudzera pa foni yam'manja. Chifukwa cha iye, mukhoza kulipira kugula ndi mautumiki popanda kusiya galimoto.
Kodi Internet Akupeza Chiyani?
Kwa munthu wamakono, kugula pa intaneti kwakhala kozoloŵera, monga kuli kovuta kwambiri. Kuti muyambe ntchito kapena ntchito, palibe chifukwa chokutulukira ndikuwononga nthawi yanu kufunafuna zinthu zofunika. Chilichonse chikhoza kuchitika mumtendere wokhala ndi chikho cha kofi zonunkhira. Mphindi zingapo zimangosinthasintha, ndipo dongosolo lapangidwa. Kupeza pa intaneti ndi malipiro opanda malipiro kumene kulibe mgwirizano pakati pa wogulitsa ndi ogula.
Kupeza malonda - ndi chiyani?
Kwa anthu ambiri zamakono zakhala zachizoloŵezi kulipira m'masitolo ndi khadi la banki. Kupeza malonda ndi ntchito yogula banki ya bungwe la malonda, chifukwa wogulitsa malonda ali ndi mwayi kulandira makadi a makasitomala monga malipiro a katundu ndi mautumiki ena. Ndiko, dongosolo lotero komwe kasitomala amalankhula ndi wogulitsa ndipo nthawi yomweyo amalipira yekha khadi lotchedwa malonda kupeza.
Mobile kupeza - ndi chiyani?
Njira yabwino kwambiri yothetsera chikhalidwe cha anthu osagwiritsa ntchito ndalama ndifoni ya POS. Mothandizidwa ndi chipangizo ichi ndi chizoloŵezi chochita mafoni. Izi zoterezi ndi owerengera khadi omwe akugwirizanitsa ku smartphone ndi mawonekedwe oikidwa. Zimakulolani kuti mugwire ntchito ndi malipiro akuluakulu - Visa, MasterCard. Malipiro oterewa alibe ubwino wambiri:
- kuyenda;
- Kufikira maola 24 ma akaunti anu a banki;
- mtengo wogula mtengo;
- malo osungirako osakhala ndalama.
Kodi mungagwirizanitse bwanji kupeza?
Kuti mugwirizane kulandira, muyenera kugwirizana ndi banki yomwe ingapereke chithandizo. Bungwe la zachuma lidzagwirizanitsa malonda ndi machitidwe omwe amadziwika padziko lonse. Kwa mautumiki operekedwa, banki idzatenga ntchito, yomwe idzachepetse malinga ndi ndalama zomwe kampani ikupereka mwezi uliwonse. Pa nthawi imodzimodziyo, mabungwe azachuma amathandiza ogwira ntchito m'mabungwe amalonda kuti adziwe momwe angakhalire osakhazikika. Mabanki amapereka zogwiritsira ntchito pofufuza ndikuthandizira kuzindikira zonse zogwiritsira ntchito pakompyuta.
Phunzirani malamulo a kupeza ndi kugwirizanitsa ntchito angathe komanso eni eni ogulitsa pa intaneti. Kuti muchite izi, muyeneranso kusankha banki ndikupanga mgwirizano. Ndiye nkutheka kukakamiza wolembayo yemwe amapereka katundu kuti alandire malipiro pogwiritsira ntchito zipangizo zapadera kuti apeze, kapena makasitomala adzatha kulipira kudzera mwa mawonekedwe apadera a intaneti. Mabanki ena sapereka msonkho kwa miyezi yoyamba yogwiritsira ntchito ntchitoyi.
Mapindu opindula
Kusakhazikika kwachisokonezo n'kosavuta osati kwa ogula amakono okha, komanso mabungwe amalonda. Kupeza chithandizo kumathandiza kuwonjezera malonda ndi makumi awiri, ndipo nthawi zina ndi makumi atatu peresenti. Cholinga cha maganizo chimagwira ntchito yofunikira apa, chifukwa munthu amawerengera khadi ndipo safunikira kuwerengera ngongole ndikusunga. Izi ndi zoona makamaka polipira katundu ndi ntchito pa intaneti, kumene kulibe ndalama monga ndalama. Chifukwa cha kuwerengera komweko, kugulitsa katundu ndi ntchito zikuwonjezeka.
Kodi mungatani kuti muwonjezere chiwongoladzanja mwa kupeza?
Pali njira zomwe njira yobweretsera ikhoza kuonjezera liwiro:
- Mphatso ndi kutulutsidwa ndi kayendetsedwe ka malonda kamene kali ndi mphatso kapena zokopa za mphatso kwa okonza makhadi.
- Makhadi Odzipereka - mabungwe ena amalonda amagwiritsa ntchito makhadi awo ndi kuchotsera.
- Zotsatsa malonda a anthu ndi makadi a banki.
- Kulekanitsa kwa malonda ogulitsa - limodzi mwa mfundozo ndizotheka kulipira ngongole, ndipo mulimodzi mungathe kulipira kokha ndi makadi a banki.
- Kugwira ntchito limodzi ndi banki.
Mitundu yachinyengo pakupeza
N'zosavuta kuti tipewe vuto, m'malo mofufuza njira zothetsera vutoli. Ogwira ntchito mabanki amachita zonse zomwe angathe kuti atsimikizire kuti ndalama zopanda ndalama zimakhala zotetezeka komanso zabwino kwa onse omwe ali ndi khadi komanso mabungwe amalonda. Komabe, nthawi zina anthu ochita zachinyengo amatha kuchita chinyengo ndikugwiritsa ntchito zida zawo pofuna kupeza zolinga zawo. Pali mitundu yonyenga yotereyi pakupeza:
- Kuba kwa code ya pini . Pali milandu pamene kalata imabwera ku positi ya khadi ndi chiyanjano ku webusaiti ya webusaitiyi. Pogwiritsa ntchito chiyanjano ichi, munthu adzipeza yekha pa webusaiti ya webusaitiyi ndipo adalembetsa kachidindo ka PIN mu malo apadera, omwe "adawerengedwa" ndipo kenako anagwiritsidwa ntchito kuba ndalama.
- Itanani kuchokera ku "nthumwi" ya banki . Pa zokambirana za foni, mwiniwake wa khadi akhoza kukhala ndi chidwi ndi khodi ya pini ya khadi kapena yankho la funso lachinsinsi. Chifukwa chakudziwitsa izi, anthu onyoza angathe kupeza ndalamazo.